FRAUD RESOURCE LINKS:

INSURANCE FRAUD RESOURCES
STATES FIGHTING FRAUD
FRAUD ARTICLES AND NEWS
INVESTIGATION FIRMS SPECIALIZING IN FRAUD
LAW FIRMS SPECIALIZING IN FRAUD

INSURANCE FRAUD RESOURCES:

The 1995 Insurance Fraud Research Register (IFRR)
This website is an annotated bibliography of published articles and working papers that deal with the general topic of insurance fraud.

The California Department of Insurance
For information on fighting automobile insurance fraud. Also check out the History of Insurance Fraud and the Fraud Newsletter

INSWEB - Fraud Information Resources
Insurance Fraud Articles: Vehicle Theft Fraud: The Schemes; Staged Collisions; Proactive Prevention... and more!!!

American Insurance Services Group - Insurance Fraud Management
A Committee which holds regular meetings twice a year to discuss fraud programs, hear experts in the field and discuss and analyze current issues. The Conference provides a network for insurance company fraud professionals, state and federal fraud organization members, law enforcement personel, and insurance defense attorneys.

National Insurance Crime Bureau
Insurance Fraud Facts; Report the Ripoff: If you know of someone who is planning to commit insurance fraud, or you suspect has already done so, this can be reported anonymously to the National Insurance Crime Bureau by dialing 1-800-TEL-NICB. Contact Infinity's SIU for a complete list of red flags concerning application fraud, vehicle theft fraud and casualty fraud.

American Insurance Association Search the AIA Press Releases and Publications for relevant news articles.

PSSI - Insurance Fraud Hotline
Information about the Insurance Fraud Award Program designed to increase public awareness about the crime of insurance fraud and elicit their participation in solving insurance fraud crimes. PSSI offers a fund of $5,000 from which varying cash awards are made to Fraud Hotline callers who provide information that helps authorities arrest or convict persons committing fraud.

CNA Special Invesitgations Unit
Insurance Fraud hits close to home. In fact, 10 cents of every dollar you pay for insurance may go to pay off a fraudulent claim, according to the National Insurance Crime Bureau. SIU Training room and more!

National Fraud Information Center (NFIC)
Fraud on the Internet and Telemarketing Fraud information. Browse the archive menu covering the years of 1996-7. Contains current NFIC Daily Reports at URL: http://www.fraud.org:80/archive.htm

Fraud Finders Quiz - Erie Insurance
Vehicle theft fraud - take a quiz to see if your a target.

STATES FIGHTING FRAUD:

Kentucky Department of Insurance Fraud
This includes inflating or padding actual claims, misrepresenting the facts for the end result of obtaining a policy or a lower premium rate, and submitting claims for injuries or damage that never occurred. We welcome any person seeking information, or requiring assistance in reporting an alleded fraudulent problem to call our Fraud Division Office in Frankfort.

The Insurance Fraud Bureau Home Page of Massachusetts
Includes the 1995 Insurance Fraud Research Register (IFRR), an annotated bibliography of published articles and working papers that deal with the general topic of insurance fraud. An excellemt site!

Nebraska Department of Insurance (NDOI) Fraud Division Newsletter
The Coalition Against Insurance Fraud (CAIF) has reported that insurance fraud costs the average family in the United States $966.14 in higher premiums, taxes and the cost of goods and services.

Utah State Insurance Department -Fraud Department
The mission of the Fraud Division is to: a) Investigate and prosecute insurance fraud violators. These violators include individuals who defraud insurance companies by filing false and exaggerated claims as well as dishonest insurance representatives who steal from or otherwise defraud the consumer, b) To provide a focal point for the anti-fraud efforts of insurance company investigators.

The Washington Code Prevents Fraud
Under section 10 of the Act, the plan must include specific procedures to do the following: (1) Prevent insurance fraud, including internal fraud involving employees or companyrepresentatives, fraud resulting from misrepresentation on applications for insurance coverage, andclaims fraud; (2) Review claims in order to detect evidence of possible insurance fraud and to investigate claims.

Wisconsin Attorney General and US Eastern District Fighting Fraud
Site includes the Wisconsin Laws And Penalties Against Health Care Fraud ; How To Report Fraud To The WIAG; Recent Developments And News; Convictions & Indictments; Consumer Alert!; Links to State Agencies.

FRAUD ARTICLES AND NEWS:

Insurers To Inspect Cars In Effort To Stop Fraud
The Coalition, which includes police, fire, consumer and insurance representatives,has long been an advocate of pre-insurance inspections and presented a plan to government hearings on auto insurance last February. In some cases, companies have been asked to repair damage from what is supposed to be a week-old accident only to find that the scratches and dentshave rusted.

LDOI Online -- Health Care Fraud
Summary: The discovered percentage is 20 percent for property and casualty, 10 percent for life and disability, and only one percent for health care. According to the Conning study, companies that aggressively fight insurance fraud may have a substantial material edge over those that do not; approximately $5 billion was saved in 1995 as a result of fraud fighting efforts.

The Source - Insurers Wage War on Fraud
It is a crime that picks not only the pockets of insurance companies and its clients, but drains the coffers of organizations that must deal with the consequences - organizations such as fire and police services already struggling to operate effectively within lean budgets. In 1993, the Insurance Bureau of Canada launched the National Task Force on Insurance Fraud.

Chubb Claims: Fraud
In the property and casualty industry, fraud ranges from exaggerated losses to fabricated claims to organized rings whose webs can entangle several insurance companies and spread across geographic borders. In many countries, the cost of fraud has grown to be a sizable percentage of each premium dollar a customer pays.

Insurance Commissioner's - Press Release
Wilcox has advised that the division will investigate fraud ranging from simple claimant fraud involving claim exaggeration to complex cases pertaining to staged automobile accidents and medical proactioner fraud. Not only will the computer system be closely connected with the local enforcement agencies, but the members of the Fraud Unit will work closely with various local agencies.

Philidephia Life Insurance Company
Gathering information about possible fraud - make complaints here.

Crime Stoppers To Start Taking Tips About Insurance Fraud
March 7, 1995 Beginning today, Crime Stoppers will field calls from anonymous tipsters with information involving acts of insurance fraud. The Industry plans to provide money to Crime Stoppers based on a two- prong formula.

GA Insurance - Special Investigative Unit (SIU)
Summary: At GA, we are taking a stand against fraud because it increases policyholder premiums, we have hired specialized staff for this unique area, and have the education and training for all staff in our Claims Department. To ensure our fraud fighting efforts are successful, our investigators have established effective working relationships with federal, state and local law enforcement authorities.

The grip tightens on Insurance Fraud
In the event of a minor accident their monthly premiums are raised by great amounts to allow insurance companies to make up for the enormous losses suffered in false claims. Edition 398 - November 29 1996.

Expert Systems assist in Fraud Detection
Martha Zeeb Eastern Michigan University, ACC 610 discusses how Expert Systems can be developed for fraud detection to put up a red flag in susupicious circumstances.

Insurance Fraud Cost You Plenty
You rear-end a vehicle that put on the brakes for no apparent reason (they were trying to get rear-ended) -- did witnesses miraculously appear?

GIG Fraud Unit
Recently a Denver, Colorado woman got more that she bargained for when she filed an injury claim against a local grocery store. Our SIU department used sophisticated networking with the National Insurance Crime Bureau, the International Association of arson Investigators, and investigative and law enforcement agencies to detect fraud in a cost-effective manner.

Progressive Auto Insurance - Fraud
The National Insurance Crime Bureau (NICB), law enforcement agencies, insurance companies, and self-insured companies join forces to fight insurance fraud and vehicle theft and put criminals out of business. But we need your help.

INVESTIGATION FIRMS SPECIALIZING IN FRAUD:

Investigative Resources International
Investigative Resources International (IRI) is a professional investigative firm located in Long Beach, California, providing comprehensive service to the legal, corporate, insurance, financial and entertainment communities of California and the nation. In addition, Investigative Resources has been retained by the public sector - providing assistance to law enforcement, military and.

R&R Investigations
Private, corporate, insurance fraud, trade secrets, espionage, surveillance, and embezzlement information and investigations, worldwide.

Specialized Investigations LA
A Los Angeles-based firm offering full investigative services throughout Southern California.

Ziegler and Associates, Inc.
Ziegler and Associates was founded based upon the conviction that the insights gained from Federal law enforcement experience offers a decisive advantage in the field of fire/arson and general fraud investigations. He is a certified fire investigator (CFI), a member of the International Association of Arson Investigators (IAAI), Pennsylvania Association of Arson.

LAW FIRMS SPECIALIZING IN FRAUD:

Kern, Noda, Devine and Segal
KND&S is an AV rated law firm which specializes in the defense of personal injury litigation, general defense litigation and insurance fraud (Special Investigation Unit) cases.